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Why You Should Refinance Your Home Loan

Why You Should Refinance Your Home LoanIn Australia, the average home owner changes home loan providers every four to five years, usually to chase a better deal. We have prepared this article to help you review your current home loan terms and explain what to look for in your new loan. Whether you have had

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Car Loans: How to get the best deal

Car Loans: How to find the best dealConsumer car loans are a quick and cash-effective method of purchasing a vehicle for personal use. They are available through almost all of the lenders, and most large dealerships offer on the spot financing. However, the convenience of obtaining finance at the point of purchase is frequently offset

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5 Tips to Manage Your Small Business Loans

5 Tips to Manage your Small Business LoansA recent report by the Australian Banking Association showed that there are around 1 million loans provided to small businesses, and that over half of small businesses have a business loan facility other than a credit card. Access to finance as a business owner fuels business growth, but

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Debtor Finance: A cash flow friendly finance solution

Debtor Finance: A cash flow friendly finance solutionDebtor finance is a financial product that works to improve your cash flow by funding slow-paying invoices. When the invoice is funded through debtor finance, it improves cash flow and frees up more cash for your business.In business lending, there are a number of financial products from which

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5 Business Loan Secrets that will Save You Money

5 Business Loan Secrets That Will Save You MoneyTaking out a business loan can be daunting, with thousands of loan products available at hundreds of lenders. However, obtaining commercial finance can be a big step toward growing your business and expanding into new markets. From our many years of experience, we have compiled these 5

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Everything You Need to Know About Your Credit Rating

Everything You Need to Know About Your Credit RatingA credit rating system is a tool used by the banks to determine whether you have a reliable financial character and are likely to repay your debts. A high score indicates creditworthiness, whereas a low score suggests that you are a risky customer and may necessitate the banks

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Pay Off Your Home Loan Faster With These 5 Tips

Pay Off Your Home Loan Faster With These 5 TipsA fall in the value of the Australian dollar and rising funding costs over the past few months has led some of Australia’s major banks to increase their variable mortgage rates. To the dismay of consumers, this means increased loan repayments for those on variable loans,

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How to Run an Environmentally Responsible Small Business

How to Run and Environmentally Friendly Small BusinessThe benefits of operating an environmentally responsible small business are not just limited to the environment. Aiming for sustainable business practices not only reduces costs, but can help increase your market share as consumer sentiment regarding sustainability grows. Whilst we all know the mantra “reduce, reuse, recycle”, is

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5 Ways Debt Restructure Can Benefit Your Business

5 Ways Debt Restructure Can Benefit Your BusinessDebt restructuring involves taking out a new loan or loans to pay off existing creditors. It can be an effective way to manage debts and cash flow, as well as take advantage of other products, deals and rates on the market.At Lendfin, we offer both business and personal