Get a competitive interest rate for commercial developments


Commercial construction loans are a good option for developers looking to build residential homes, duplexes, units, commercial buildings or even high rise developments. Flexible terms ensure that your cash flow remains stable throughout the construction process.

Two men looking at construction docs for Lendfin construction loan
Construction plans for lendfin construction loan
Construction plans
Construction workers on site


Commercial construction loans are fairly flexible, and a Lendfin specialist will work with you to structure the loan the best way for your business. Construction loans differ to business loans or lines of credit in that the funds are disbursed at pre-determined intervals, depending on the stage of construction. This means that you only pay interest on the amount due for the work completed, which assists in maintaining a positive cash flow.

Once construction is complete, the loan will convert to a business loan. Each lender has different options and requirements, so a Lendfin construction loan specialist will work with you to ensure that you obtain the right loan structure for your business. In some cases, it may even be possible to capitalise the interest and repay the entire loan from the proceeds of the development.

The available loan amount depends heavily on your experience in the industry, proposed development value and business finance plans. Speak with a Lendfin specialist today for an in-depth analysis of your construction plans and obtain an estimation of how much you me be eligible to borrow.

Construction loans are structured to minimise the total interest payable over the life of the loan. A total loan limit is approved, then cash is disbursed at pre-determined intervals as required to pay suppliers and contractors over the period of the loan. These disbursements are often referred to as “drawdowns”, as you are drawing against the total approved limit.

Access to multiple lenders to get the right loan for you.

Deal direct with your lending specialist throughout the process.

Trusted service that you can rely on.