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Invest in your future through a SMSF loan

SMSF LOANS

Self managed super funds (SMSFs) enable you to control your own finances for the future. However, they are subject to heavy government regulation. Our highly experienced SMSF specialists can support you through the process to ensure you are ready for retirement.

SMSF LOAN FAQ

SMSF loans can be fixed or variable, with interest only or principal and interested terms. Our SMSF specialist will discuss your retirement goals to ensure the loan selected is right for you.

Yes, you can refinance an SMSF loan from any Australian credit institution, providing that it meets lending criteria.

SMSF loans can finance both residential and commercial investment properties. The purchased properties must meet the legal requirements for an arm’s length transaction, or will be subject to additional tax.

Any residential property purchased by the SMSF must be from an unrelated party, and may not be used or occupied by the Trustee. However, it can be purchased for the investor to live in after retirement. Commercial property can be purchased at full value from related parties on the condition that it is let for business purposes.

• 3 years SMSF financial statements. • Certified copy of the SMSF Trust Deed. • Certified copy of the Custodian Trust Deed. • Full copy of Contract of Sale.

The loan is serviced by the SMSF, and all property costs (eg. council rates and insurance) must also be paid by the SMSF. Once the loan is fully repaid, the legal title of the property is transferred to the SMSF.

Access to multiple lenders to get the right loan for you.

Deal direct with your lending specialist throughout the process.

Trusted brokers with experience in the SMSF space.